Core systems

Payment & checkout

The part of the build where money actually changes hands — and where most drop-off happens.

From RM 1,500Instalments and subscriptions from RM 2,500All add-on prices

20 builds you can inspect2 live in production

What it is

A complete checkout path rather than a payment button: cart, address and delivery, the payment step itself, and a confirmation the customer can act on. Built for Malaysian buyers, which means FPX and DuitNow QR sit alongside cards rather than behind them, and totals are in ringgit throughout.

What it looks like in our builds

Tournamy team registration, squad step: jersey number, name and IC fields, flagging two players with the same number

Registration and paymentTournamy

$Math Simplified monthly and yearly plan cards, the yearly one showing its saving$

Monthly and yearly plansMath Simplified

Café checkout with member rewards and DuitNow QR, e-wallet and FPX payment options, Sundial concept prototype

Checkout with rewardsSundial

Checkout where a parent picks the child and pays by FPX, DuitNow QR, card or e-wallet, Underline concept prototype

CheckoutUnderline

Booking deposit step: pay RM 100 by FPX, DuitNow QR, card or e-wallet to hold the time, Dewleaf concept prototype

Deposit to hold the timeDewleaf Skin Clinic

Owner portal bills by construction stage on the statutory payment schedule, paid online, Clearstory concept prototype

Bills by construction stageClearstory Homes

How we build it

What makes ours work

We design backwards from the order, not forwards from the gateway

A checkout is only as good as the order record it produces. Before any payment UI exists, we define what a complete order must contain — items and variants, the delivery promise made at purchase time, the price actually charged after discounts, and who to contact when something goes wrong. Then the checkout is built as the shortest honest path to producing that record. This is why our checkouts end in a reference number the customer can quote and an order your team can act on, rather than just a payment success screen.

Malaysian rails come first, not as an afterthought

Most checkout templates are built for card-first markets, with local methods bolted on. Malaysian buyers reach for FPX and DuitNow QR first, so the payment step presents them as equals — bank list and QR flow designed with the same care as the card form. Address entry uses real Malaysian states and postcodes, delivery fees are calculated locally, and every total is in ringgit from the first product page to the confirmation. In the Aruva build you can walk this exact flow end to end.

Failure is a first-class path

The unhappy paths are where checkouts quietly lose money: a declined card, stock sold out between cart and payment, a customer who abandons at the delivery step. We re-check availability at the moment of payment rather than trusting the cart, keep the cart intact through a failed attempt so the customer retries instead of restarting, and record enough about abandoned checkouts that you can see where people drop out — because the fix is usually in the step before payment, not payment itself.

Proof

Where we've built this

Every build below contains this system. Open any one to see how it works — the fastest way to judge whether we can do what you need.

Client project

Tournamy

Sports events platform

Café ordering and rewards app

See how it works →

Watch boutique home page at dusk with display cases, the headline Pre-owned watches, checked on our own bench, a stock search and a facts strip, Crownwheel concept prototype

Prototype

Crownwheel

Watch dealer website and sales desk

See how it works →

Often built alongside

Catalogue & search Booking & scheduling Accounts & portals Location finder Admin & dashboards Content studio (CMS)CRM & integrations AI assistants Multi-language E-invoicing Signing & consent Careers & applications Calculators Interactive & 3D Help centre Multi-branch Store growth Staff operations

Questions

Asked about payment & checkout

The questions that come up when we scope this system. Anything else, ask us directly.

Which payment providers do you work with?

We are provider-agnostic. In Malaysia that typically means choosing between gateways like Billplz, senangPay, iPay88, Razer Merchant Services or Stripe, weighed on their fees, settlement time and the methods you need — FPX, DuitNow QR, cards or instalments. We help you choose based on your volumes and cash-flow needs, then build the checkout against that provider’s API. If you already have a merchant account, we build around it.

Can the checkout handle vouchers, discounts and instalments?

Yes — these are checkout logic rather than gateway features, so we build them into the order calculation itself: percentage and fixed vouchers with minimum-spend rules, stacking rules you control, and instalment presentation where the provider supports it. The important part is that the discounted price is computed server-side and recorded on the order, so what the customer saw is always what your records show.

Does it work for services and digital products, not just physical goods?

The same machinery covers all three — what changes is the fulfilment step. Physical goods need delivery fees and address validation; services usually pair checkout with our booking system so payment confirms a time slot; digital products need instant delivery after payment confirmation. We have built all three variations, and the admin side always shows one consistent order list regardless of what was sold.

What does adding a checkout cost?

It depends mostly on what is being sold, not the payment step itself — a single-product checkout is far simpler than a catalogue with variants, stock and delivery zones. Checkout is quoted as part of the build it belongs to rather than as a bolt-on. Tell us what you sell and we will show you the closest existing build, then quote the real version against your catalogue.

Which payment methods can Malaysian customers use?

FPX online banking, DuitNow QR, debit and credit cards, e-wallets such as Touch ’n Go, GrabPay and ShopeePay, and buy now, pay later, depending on the gateway. Stripe Malaysia takes cards but not Touch ’n Go, so many businesses add HitPay for e-wallets. We help you choose by what your customers use and what each method costs.

Need this in your project?

Tell us what you are building and we will show you the closest thing we have already made — then quote the real version.

Talk about payment & checkout

Tell us what you need built

You get a fixed quote for your project, and a working prototype to click through before you pay.

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